Category: Credit Reports & Scores

Get Credit Reports and Scores Now

THORO CREDIT REPAIR LESSONS-LESSON 3

 

Thoro Credit Repair

Frankie Trillz -Thoro Credit Repair Lessons- Lesson 3

I am back with lesson 3 which is a very important educational part of these Thoro Credit Repair Lessons. I am here to do my part in solving an issue we have in our society which is people inability to afford to pay a credit repair company to repair their credit files.  So, I, Frankie Trillz decided to start a FREE Educational blog to provide credit repair guidance to all who seek credit repair knowledge.  This blog will cover these Thoro Credit Repair Lessons:

In Lesson 1 -The foundational terms – Credit Card Holder Bill of Rights -The 3 big Credit Bureaus -Secured and Unsecure Credit – The 5 C to Credit -*MOST IMPORTANT* How I Dispute Original Creditors or Collection Agencies and Why -How I Dispute to the Credit Bureaus and Why -Key Points  Bonus: Sample Letter for Disputing the Credit Bureaus

In Lesson 2 -I will include a cheat Sheet which will allow you to understand how to dispute and why -FREE Annual Credit Report Application -Sample Credit Bureau Dispute Letter for Charge Offs and Outdated Information

In Lesson 3 -Order of Operation for Credit Repair -What You Must Know About Your Credit Cards -Sample Dispute for Medical Collections -Sample 1st Dispute Letter to Collection Agency or Original Creditor  -Sample 2nd Dispute Letter to Collection Agency or Original Creditor -Sample Default Letter -Link to FDCA -Link to FDCPA -Link to HIPPA -Link to FTC

As I maintained before this is a FREE Educational Blog that will teach all my followers how to dispute their negative accounts on their credit report like me, Frankie Trillz.

 

Order of Operation for Credit Repair

I want to first tell you there is no set order of operation for credit repair. There are many ways a person can go about disputing their negative account on their credit report. Most people dispute directly with the credit bureaus. Some dispute with account holder first and some do both. I will show you my order of operation and how I repaired my credit years ago and my process I use when I am consulting with a credit repair client. This is my order of operation which works out perfect for me when I am preparing to go into the dispute process.

  1. I get copy of tri-merged reports  with credit monitoring from one of companies mention is lesson 2.
  2. I then compare and figure out all of the accounts that are on all 3 reports and then I find out all of the accounts that are only on individual reports and document this information.
  3. I go through each report to find inaccurate, incomplete, invalid, or outdated information, also collection accounts, public account, inquiries, and original accounts and document this information.
  4. I go through the personal information to make sure the name, addresses, phone numbers, jobs, Social Security Number, and Date of Birth associated with this account are all correct and document this information.
  5. Once I have all this information organized and documented I can move forward with the dispute process.

Frankie Trillz Dispute Process Order

I will give you the order that I dispute first and then I will tell you why I dispute this way:

 

TO GET FULL LESSON CLICK HERE NOW

 

Here is a Bonus 

 The two secrets you need to know before calling any Non-Profit Credit Counseling Service OR Debt Consolidation Company!

TO GET BONUS MUST GO THROUGH LESSONS HERE

 

THORO CREDIT REPAIR LESSONS- LESSON 2

Thoro Credit Repair

Frankie Trillz -Thoro Credit Repair Lessons- Lesson 2

I am back with Lesson 2 of Frankie Trillz, Thoro Credit Repair Lessons. I am here to do my part to solve an issue we have in our society which is people’s inability to afford to pay a credit repair company to repair their credit files.  So, I, Frankie Trillz decided to start a FREE Educational blog to provide credit repair guidance to all who seek credit repair knowledge.  This blog will cover these Thoro Credit Repair Lessons:

In Lesson 1 -The foundational terms – Credit Card Holder Bill of Rights -The 3 big Credit Bureaus -Secured and Unsecure Credit – The 5 C to Credit -*MOST IMPORTANT* How I Dispute Original Creditors or Collection Agencies and Why -How I Dispute to the Credit Bureaus and Why -Key Points   Bonus: Sample Letter for Disputing the Credit Bureaus

In Lesson 2 -I will include a cheat Sheet which will allow you to understand how to dispute and why -FREE Annual Credit Report Application -Sample Credit Bureau Dispute Letter for Charge Offs and Outdated Information

In Lesson 3 -Order of Operation for Credit Repair -What You Must Know About Your Credit Cards -Sample Dispute for Medical Collections -Sample 1st Dispute Letter to Collection Agency or Original Creditor       -Sample 2nd Dispute Letter to Collection Agency or Original Creditor -Sample Default Letter -Link to FDCA -Link to FDCPA -Link to HIPPA -Link to FTC

As I maintained before this is a FREE Educational Blog that will teach all my followers how to dispute their negative accounts on their credit report like me, Frankie Trillz.

 

Frankie Trillz – Thoro Credit Repair Lesson 2

FREE Annual Credit Report

Getting and having access to your credit report is the very FIRST step to credit repair. I know you may be thinking like why didn’t I put this in Lesson 1 and I could have but there was a lot to study and learn in Lesson 1 which was designed for preparing you to be able to take this step with confidence to get your credit report right after Lesson 2.  Now there are many companies that offer you this access to your Tri-Merged credit report.

www.Equifax.com

www.TransUnion.com

www.Experian.com

www.CreditCheckTotal.com

These are some of the main website I use to get either single bureau reports or tri-merged reports. Tri-Merged or all 3 credit bureau reports are what you need to truly have a chance to review all 3 reports to evaluate what is inaccurate or disputable in your reports. These sites above have some cost to them. Ranging from $1 trail periods to $39.95/month fees for credit monitoring which is needed in certain cases.

Thoro Credit Repair Lessons was created with the lease amount of money out of pocket possible so I am introducing you to the FREE Annual Credit Report Application. The FREE Annual Credit Report Application allows for an individual to fill out the identifying information and mail it to the address provided on the application for as low as the cost of 1 postage stamp.

Now with this application down at the bottom of the page there is a box that states I want my credit report from; you must color in all 3 circle so that you can get your credit reports sent from all 3 credit bureaus. This is the FIRST step so download and fill in the information and send off as soon as possible so you can get start working on correcting you credit history on your credit report. You can download the application right now here is the link:

FREE Annual Credit Report Application

 

Frankie Trillz Cheat Sheet

TO VIEW FULL LESSON CLICK HERE NOW

Thoro Credit Repair

Thoro Credit Repair Lessons-Lesson 1

Thoro Credit Repair

Frankie Trillz -Thoro Credit Repair Lessons- Lesson 1

As we all are aware in today’s  society, we have a major problem with people who are unable to pay to have their credit repaired.  So I, Frankie Trillz decided to start a FREE Educational blog to provide credit repair guidance to all who seek credit repair knowledge.  This blog will cover these Thoro Credit Repair Lessons:

In Lesson 1 -The foundational terms – Credit Card Holder Bill of Rights -The 3 big Credit Bureaus -Secured and Unsecure Credit – The 5 C to Credit -*MOST IMPORTANT* How I Dispute Original Creditors or Collection Agencies and Why -How I Dispute to the Credit Bureaus and Why -Key Points   Bonus: Sample Letter for Disputing the Credit Bureaus

In Lesson 2 -I will include a cheat Sheet which will allow you to understand how to dispute and why -FREE Annual Credit Report Application -Sample Credit Bureau Dispute Letter for Charge Offs and Outdated Information

In Lesson 3 -Order of Operation for Credit Repair -What You Must Know About Your Credit Cards -Sample Dispute for Medical Collections -Sample 1st Dispute Letter to Collection Agency or Original Creditor       -Sample 2nd Dispute Letter to Collection Agency or Original Creditor -Sample Default Letter -Link to FDCA -Link to FDCPA -Link to HIPPA -Link to FTC

This is a FREE Educational Blog that will teach all of my followers how to dispute their negative accounts on your credit report like me, Frankie Trillz so their credit report look like this:

My Before Credit Repair Report    My After Credit Repair Report   *Now its time to get Tradelines in order to boost my credit score up between 700-800. This will take my FICO scores, credit history, and borrowing capabilities to the next level. This is also the process I use to prepare myself for funding. All this is not discussed in this lesson but you can contact me on my email at FrankieTrillz@ThoroFundingGroup.com for more information.*

I decided to put these Thoro Credit Repair Lessons together to provide some important educational lessons for the everyday person, who can not afford to pay hundreds or thousands of dollars to repair their credit.  I designed this blog with the average working person in mind.  This is one of my ways to give back and educate millions.

This material provided has proven to be very accurate and informative. It is the first step for anyone who desires to repair their credit in order to meet the specific conditions for certain loan criteria or line of credit. This Lesson will provide the reader with the knowledge you’ll need to learn, key terms and some important consumer Bill of Rights.  These lessons will continue to get updated on my blog because I cant give all the goodies in one sitting it will be way too much to digest.  Please take your time and learn 1 lesson at a time.  And stay tuned in for the rest of the Thoro’s Credit Repair Lessons because they will help you grow your understanding on how to Thoroughly Credit Repair your credit with Frankie Trillz.

Frankie Trillz

Thoro Credit Repair Lesson #1

Thoro Credit Repair Lesson #1 Information is the starting point, the foundation needed to understand my madness when it comes to credit repair.

The Facts-Foundational Terms – Credit Card Holder Bill of Rights-What Is Credit

FACT #1.  Mid-2008 the U.S. Federal Reserve put new regulations in place to protect consumers from many of the deceptive and unfair practices being used against them.

FACT #2.  Federal Trade Commission (FTC) – Helps protect consumers from unfair business practices. For more information go to (www.ftc.gov/credit)

FACT #3.  Credit Cardholder’s Bill of Rights were signed into law by President Obama in May 2009.  For more information go to (www.creditcardrights.net)

TO VIEW FULL LESSON CLICK HERE NOW

 

Get Funding With Bad Credit

Funding With Bad Credit

Use Finances or OPM (Other Peoples Money) to grow your business no matter your credit! Now I just wanna say that the richest men in the world like Bill Gates, Warren Buffet, Carl Icon, and so many of wealthiest people in the world know what I’m talking about. People with high Financial IQ’s like Robert Kiyosaki and many others will tell you that you will get your highest ROI (Return On Investment) when you don’t use your own money. Please understand what I’m telling you that Good or Bad personal credit does not matter when your business can stand on its own with it’s own good credit. Unsecured loans and large Lines of Credit are in your business future so go get them today. Why wait time is of the essence because its your turn to reap the benefits of high ROI’s with OPM’s!  Your Financial Freedom is one leveraged funding away! So one you get funded tell your friends to go and Google Finance, Yahoo Finance, or Bing Finance search and find Thoro Funding Group so we can get their Business Financing Now! Check out this happy funded business owner and his experience below.